Pricing

Signing up for the program is free and requires no commitment.  You’ll get to discuss your unique needs with a home energy advisor at no cost.

Audit Cost (Home Energy Assessment)
For $300 ($400 up-front – $100 audit rebate) you get a fully qualified home energy audit plus a personal energy advisor to help with the retrofit process from start to finish.

Home Improvement Work Cost (Retrofit)
It depends on what makes sense for your home. Generally, our tools recommend improvements that are cash flow positive. What this means is that the predicted savings on your utility bill more than make up for the loan for the improvement costs.

Cash Flow Infographic

Positive Cash Flow Example

A simple example:
Pre-Retrofit:
Original monthly utility bills: $200

Post-Retrofit:
New monthly utility bills: $100
Monthly loan amount for retrofit work: $50

Net savings each month after retrofit: $50
In this example, this home is $50 cash flow positive

Financing options:

We offer many forms of financing for your home energy improvement. We’ve partnered with a select group of lending institutions to provide many different options depending on your specific situation. Here’s a list of our partners and their details:

Lending Club Green Loan
This is a great financing option for lower cost retrofits in the $1000 to $8000 range.
Loan Type: Peer to Peer (other folks just like you can invest in your energy savings)
Loan Rates: 6.78% to 25%
Loan Term: 3 to 5 years
Minimum credit score (FICO): 660
Home equity requirement: none
Average time to receive funds: 7 days

Get a Personal Loan Today!

Home Equity Loan
This financing option works well for higher cost retrofits in the $8000 to $15000 range.
Loan Type: Home Equity Loan
Loan Rates: 4.5% to 9%
Loan Term: 10 to 15 years
Minimum credit score (FICO): 680
Home equity requirement: 20%
Average time to receive funds: 15 to 30 days
*Appraisal is often required

Home Mortgage Refinance
This financing option works well for higher cost retrofits in the $8000 to $40,000 range.
Loan Type: Home refinance
Loan Rates: 4% to 6%
Loan Term: 30 years
Minimum credit score (FICO): 680
Home equity requirement: 5%
Average time to receive funds: 30 to 45 days
*Appraisal is required

FAQ

How can I tell if a retrofit makes sense for me?
An energy advisor will ask you some key questions to determine if you’re a good candidate for a retrofit.

How much can I save?
It depends on your house, what efficiency measures you get done, your region, and how you live. See case studies in the sidebar.

What’s in an energy audit?
Snugg Home audits are conducted by BPI certified auditors. Our audit reports are generated using a best-of-breed auditing software that identifies home-specific improvements to boost ROI, comfort, and health and safety.  This short video is a good primer on what to expect from your energy audits…